Chairman’s Message

Hull Davis, Chairman

Hull Davis, Chairman

We at Commerce Bank pride ourselves in offering our local customers a full range of banking products. As you browse through this website, please notice how much Commerce Bank has to offer. We’re an independent locally owned bank headquartered in Corinth, Mississippi, and all of our decisions are made here. When you bank with us, your money goes to work right here in our local community, where we pledge to serve you with integrity and pride. The policies that affect you and your money are determined here by local folks who know you and the local area. We consider that to be a real advantage that adds to the quality of our service and the quality banking experience that we provide. We put our customers first. Giving our customers the quality banking service they expect is a genuine commitment from every Commerce Bank employee. Please accept our invitation to join our growing number of satisfied Commerce Bank customers. We welcome the opportunity to serve you and pledge to approach your banking needs with individualized personal service.


Hull Davis, Chairman


Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi, and has more than 50 stockholders. Commerce National Bank was organized during the second half of 1998 and opened for business on January 19, 1999. The bank began operations at 301 South Cass Street with 11 full-time employees and has grown and prospered as it provides personal service with a hometown flavor that customers seem to desire. In less than two years, the bank outgrew its original office and moved across the street to 306 South Cass to a much larger building that allowed the bank to provide better service for its customers.  Commerce National Bank became Commerce Bank on April 1, 2014.  In late 2019, Commerce Bank moved to a new main office on Taylor Street in Downtown Corinth in order to better service our customers and provide room for future growth.

We have great products and services delivered by a smart, friendly staff which can be delivered online or in person. Growth is wonderful, but not at the expense of our customers. Commerce Bank is committed to meeting the financial needs of our customers. Our associates are well-trained and eager to assist you with whatever banking needs you have, whether on the phone, in person or over the internet.


Financial Information

We’re proud of our service to the community and our community bank status. If you would like in-depth financial information on Commerce Bank, including balance sheet, income statement, performance and condition ratios, or demographic information, click here to access the FDIC’s Institutional Directory database. Then close the browser window to return.


Bank Officers:

Hull Davis, Chairman

Bobby Roberts, Vice Chairman

Frank Davis, President/C.E.O.

Braddock Brawner, S.V.P. – Loans

Ricky Howie, S.V.P. – Operations & IT

Jamie Timbes, S.V.P. – Loans

Jimmy Caldwell, V.P. – Loans

Jan Reed, V.P. – Mortgage Loans

John Butler, V.P. – Loans

Cameron Crockett, A.V.P. – Loans

Tracy Harbour, A.V.P. – Accounting

Jenny Armstrong, A.V.P. – Mortgage Loan Processing


Board of Directors:

Hull Davis, Chairman of the Board

Bobby Roberts, Vice Chairman

Frank Davis, President & C.E.O.

John C. Stanley, Secretary

Randy Long, Director

David M. Palmer, Director

John Clayton Stanley, Director

Greg G. Williams, Director

CD RatesIcon For: Rates

Term Rate APY*
6-Month CD 0.10% 0.10%
1-Year CD 0.20% 0.20%
2-Year CD 0.30% 0.30%
3-Year CD 0.40% 0.40%
4-Year CD 0.45% 0.45%
5-Year CD 0.50% 0.50%
More Rates

*APY refers to Annual Percentage Yield. Rates on accounts other than CDs are variable and may change after an account is opened. Service fees or penalties may reduce earnings. For CDs, there is a penalty fee for an early withdrawal of funds. See the Deposit Products page for more information.