Business Services


  • Business Time Deposits
  • Direct Deposit of Payroll
  • Night Deposit
  • Safe Deposit Box

Fee Schedule

  • Stop Payment: $15.00
  • Insufficient Funds (per item): $35.00 – created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
  • Incoming/Outgoing Collection Item: $15.00
  • Wire Transfers: $10.00
  • Night Depository Service (per bag): $15.00
  • Securities Transaction (minimum): $45.00
  • Account Research/Reconcilement (per hour): $20.00
  • Photocopies-Account Research (per page): $1.00
  • Official Checks: $3.00
  • Inactive Account (per statement period): $3.00 (An account with no activity for 6 months and a balance less than $100. Assessed on savings accounts with no activity for 2 years and a balance less than $100)
  • Excess Withdrawal – Regular Savings: $1.00
  • Account Closing: $10.00 (Applies if account closes within 60 days of opening)
  • Tax Levies or Garnishments: $25.00
  • Check Printing: (Fee depends on style of check ordered)

Ask your banker for more information on services for which fees are not stated above.

CD RatesIcon For: Rates

Term Rate APY*
6-Month CD 0.10% 0.10%
1-Year CD 0.20% 0.20%
2-Year CD 0.30% 0.30%
3-Year CD 0.40% 0.40%
4-Year CD 0.45% 0.45%
5-Year CD 0.50% 0.50%
More Rates

*APY refers to Annual Percentage Yield. Rates on accounts other than CDs are variable and may change after an account is opened. Service fees or penalties may reduce earnings. For CDs, there is a penalty fee for an early withdrawal of funds. See the Deposit Products page for more information.