How Do I Avoid or Minimize Overdraft Fees?

Commerce Bank is pleased to offer the Bounce Protection service to our valued customers.  However, we do not advocate the practice of writing checks on uncollected funds.  Please contact one of our experienced customer service representatives at (662) 286-5577 so we may tailor some other programs for your specific needs.

For additional overdraft counseling, please visit the following website:

https://www.consumerfinance.gov/ask-cfpb/how-do-i-avoid-or-minimize-overdraft-fees-en-979/

CD RatesIcon For: Rates

Term Rate APY*
6-Month CD 0.10% 0.10%
1-Year CD 0.20% 0.20%
2-Year CD 0.30% 0.30%
3-Year CD 0.40% 0.40%
4-Year CD 0.45% 0.45%
5-Year CD 0.50% 0.50%
More Rates

*APY refers to Annual Percentage Yield. Rates on accounts other than CDs are variable and may change after an account is opened. Service fees or penalties may reduce earnings. For CDs, there is a penalty fee for an early withdrawal of funds. See the Deposit Products page for more information.