Deposit Products

Commerce Bank offers a deposit product to meet your needs. Switching from your current bank to Commerce Bank is quick and easy. To obtain more information, or open an account, just stop by our main office or call 662-286-5577 and speak to one of our friendly and helpful Customer Service Representatives. If you need to reorder checks use our secure Check Reorder Form. Need help balancing your checkbook? Try our Checkbook Balancer!

Thrifty Checking Account

Thrifty Checking may be just right for you if you write less than 15 checks per month and are looking for an affordable checking account.

Open an Account

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Benefits

Minimum Opening Balance $100.00
Non-interest bearing
15 checks or debits per statement cycle with no transaction fee – $0.25 per check or debit thereafter, excluding ATM & Debit Card transactions.
Service charge of $3.00 per month - no minimum balance required.
ATM or VISA Debit Card available.

Personal Checking Account

Commerce Bank’s Personal Checking offers unlimited check writing ability and there is no monthly service charge if the minimum balance is at least $500.

Open an Account

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Benefits

Minimum Opening Balance $100.00
Non-interest bearing
No Transaction Limitations
A service charge of $8.00 per month will be imposed if the daily balance falls below $500.00.
ATM or VISA Debit Card available

Money Maker Checking (NOW Account)

If you are looking to earn interest on your checking account balances, Commerce Bank’s Money Maker Checking (NOW Account) may be just what you’re looking for.

Open An Account

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Minimum opening balance $500.00
40 checks or debits per statement cycle with no transaction fee – $0.25 per check or debit thereafter, excluding ATM & Debit Card transactions
Interest bearing: Minimum $500.00 average daily balance required to earn interest. Interest accrues on the collected balance. Interest paid monthly.
A service charge of $8.00 per month will be imposed if the daily balance falls below $1,000.00
ATM or VISA Debit Card available.

Premier Checking Account

Commerce Bank’s Premier Checking Account offers higher balance checking customers an opportunity to earn even more, and still have the convenience of check writing availability to your money.

Open An Account

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Minimum opening balance $5,000.00
40 checks or debits per statement cycle with no transaction fee – $0.25 per check or debit thereafter, excluding ATM & Debit Card transactions
Interest bearing: Minimum $1,000.00 average daily balance required to earn interest. Interest accrues on the collected balance. Interest paid monthly
4 balance tiers – You earn a higher APY for larger balances.
A service charge of $10.00 per month will be imposed if the daily balance falls below $5,000.00
ATM or VISA Debit Card available.

Senior Checking

Open An Account

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This account is for customers age 60 and older
Minimum Opening Balance $100.00
Non-interest bearing
No transaction limitations
No monthly service charge
Free Senior Checks
ATM or VISA Debit Card available

Money Market Investment

You can earn higher APY’s on your excess funds and still be able to write up to 6 checks per month with Commerce Bank’s Money Market Investment Account.

Open An Account

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Benefits:

Minimum opening balance $1,000.00
Interest bearing – Minimum $1,000.00 average daily balance required to earn interest. Interest accrues on the collected balance. Interest paid monthly.
4 balance tiers – You earn a higher APY for larger balances.
Service charge of $8.00 per month if daily balance falls below $1,000.00
6 checks or debits per statement cycle with no transaction fee – $10.00 per check or debit thereafter, excluding ATM & Debit Card transactions
ATM or VISA Debit Card available.

Regular Savings

Commerce Bank’s Regular Savings Account is a great place to save, on a regular basis, for unexpected emergencies or future planned events.

Open An Account

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Benefits:

Minimum opening balance $100.00
Interest bearing – Minimum $25.00 average daily balance required to earn interest. Interest accrues on the ledger balance. Interest paid semi-annually.
12 withdrawal transactions per 6 month statement cycle with no transaction fee – $1.00 per withdrawal thereafter, excluding ATM transactions
No monthly service charge
ATM Card available

Student Checking Account

Commerce Bank offers an affordable deposit product to meet the needs of our student customers who are preparing for their future.

Open An Account

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Benefits:

One account per each full-time student under age 25
Minimum Opening Balance $100.00
Non-interest bearing
15 checks or debits per month with no transaction fee – $0.25 per check or debit thereafter, excluding ATM & Debit card transactions
No monthly service charge
ATM or VISA Debit Card available