FACTS

WHAT DOES COMMERCE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

●Social Security Number
●Transaction History

●Account balances
●Transaction or loss history

●Payment history
●Overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Commerce Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Commerce Bank share?

Can you limit this sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes —

to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes — information about your creditworthiness

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions?

Call (662) 286-5577 or go to www.commerce-bank.com

FACTS

WHAT DOES COMMERCE BANK DO WITH YOUR PERSONAL INFORMATION FROM THE MOBILE BANKING APPLICATION?

Why?

The mobile application requests access to information stored on your device such as location, camera, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

It is important for you to understand that:

● Before granting access to this information, you will be prompted to give the
application that permission.

● If you do not wish to grant that permission, you may decline.

If you later change your mind, those permissions can be updated in your device’s settings.

What?

Some examples of information your app will request access to are:

● Camera

● Location

How?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

Questions?

Please contact Commerce Bank at (662) 286-5577 regarding questions about the information included in this Mobile Banking Application Privacy Policy or questions about this application.